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GROUP TERM LIFE INSURANCE

Extra Protection for Less Than a Dollar-a-Day!

Living Benefit Rider

Should a member become "Terminally Ill" (the member suffers from a condition that has been certified by a physician that is reasonably expected to result in death within twelve months), the insured may receive advance payment of up to 75% of the Life Insurance benefit. Payment will be delivered in lump sum or installment payments mutually agreed upon by Reliance Standard Life Insurance Company and the insured.
Schedule of Benefits
Life Insurance Coverage Member: $15,000
Life Insurance Coverage Spouse: $7,500
Life Insurance Coverage Children: $3,750
Accidental Death and Dismemberment Member Only: $15,000
Bereavement Counseling for Beneficiaries
In cooperation with Health Management Systems of America, Reliance Standard is pleased to offer a toll free counseling service to all household members who experience the loss of a loved one. This service is available at no cost, 24 hours a day, seven days a week.

GUARANTEED TO ISSUE

Notice on Age Reduction - For members who have attained age 70, the Maximum Amount of Benefits shown above shall be reduced to the following:

Upon attainment of age:
75 through age 79 - 50% of the above amount
80 and thereafter - 25% of the above amount

The A-Plus Health Benefits Group Term Life product is underwritten by Reliance Standard Life Insurance Company (A- Excellent)

Critical Illness Benefit

If the insured qualifies for benefits, due to any of the following conditions:
Life threatening cancer, heart attack, stroke, kidney failure, a major organ transplant.
Reliance Standard Life Insurance Company will pay the insured an additional, one-time, lump sum benefit in an amount equal to 10% of the death benefit under the basic life portion of the policy up to a maximum of $1,500.
This 10% does not reduce the total death benefit amount.
Contact us at (800) 968-6921
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